Privacy Commitment

Your Privacy is

of Utmost Importance to Us

Effective 1/1/2011

 

Our Commitment to Privacy

Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point on our website where personally identifiable information may be requested.

Because we want to demonstrate our commitment to your privacy, we have agreed to disclose our information practices.  This privacy statement covers only the information collected through this website,, i.e.,  ForeclosureMagic.com.  This privacy statement does not cover or apply to any websites maintained by other companies or organizations to which we link. In addition, this policy applies only to information collected by ForeclosureMagic.com online, and not offline.

 

If you have questions or concerns regarding this statement, you should first contact us at privacy@ForeclosureMagic.com.  If you do not receive acknowledgement of your inquiry within 30 days or your inquiry has not been satisfactorily addressed, you may contact us by phone at 1(800) 895-1547 or by fax at  (516) 706-0631.

 

The Information We Collect

This notice applies to all information collected or submitted on the ForeclosureMagic.com website. On some pages, you can use, order, or purchase products and services through this site, you can connect or transfer to or from affiliate sites, make requests to be provided existing and/or additional services, register for membership, join our affiliate program, participate in promotions.

 

The types of personal information that may be collected at these pages are: name, email address, physical and mailing address, telephone number, facsimile number, credit/debit card information, name as it appears on check, routing number and checking account account number as it appears on check, name as it appears on credit card, driver's license number; state in which driver's license was issued; date of birth; social security number (in connection to obtaining quotes for mortgages and other loans), company name; business telephone number; MLS ID number (if a real estate sales professional), saved listings, preferred listings, searches you perform, customer communications and correspondence, your responses to surveys and questionnaires, any Web address where you enter this site from and exit to; and which pages you visit during your use of this site.

 

The Way We Use Information

We use the information you provide about yourself to offer you the services you registered for or that you otherwise request or have contracted for, to analyze a your interests and preferences, develop new services and enhance current services, improve your experience, and create meaningful affiliate relationships.

ForeclosureMagic.com will not sell or rent any your personally identifiable information to any third parties and will not share any of your personally identifiable information with third parties except in the limited circumstances described below, or with your express permission.

Log Files

As is true of most Web sites, we automatically receive certain information and store it in log files.  This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. 

We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about our user base as a whole.  Specifically, we use third-party log analytics software and also Google Analytics that use cookies, log files, and other means to track this non-personally identifiable information about visitors. We do not link this automatically-collected data to personally identifiable information.

Cookies

A cookie is a small text file that is stored on a user’s computer for record-keeping purposes.

We may use cookies on this site and place and access them on your computer to recognize your visit, to recognize you as a ForeclosureMagic.com member or as our affiliate program participant, or for other purposes. We use session cookies, if and when you log into our website. These cookies make it easier for you to navigate our site by allowing our website to recognize you if you visit multiple pages in our site during the same session, so that you don't need to re-enter your login information multiple times. Once you log out or close your browser, these session cookies expire and no longer have any effect.

We also use longer-lasting cookies, to gauge our online advertising and promotion efforts and to prevent users from registering for more than the maximum allowable number of special offers or trials, as we may make available from time to time. Additionally, we use longer-lasting cookies to process our Affiliate Program such that if you use an affiliate referral link to sign up with us (either for membership or for our affiliate program), your account is recorded as having been referred by that affiliate. Finally, from time to time, we may also use longer-lasting cookies to enable us to track and target the interests of our users, and to enhance the experience on our site.

Some of our business partners (for example, advertisers, affiliates and others) may use cookies on our site.  We have no access to or control over these cookies. This privacy statement covers the use of cookies by ForeclosureMagic.com (http://www.ForeclosureMagic.com) only and does not cover the use of cookies by any third-parties. [See also Outside Websites section.]

You can remove cookies by following directions provided in your Internet browser’s “help” file. If you reject cookies, you may still use our site, but your ability to use some areas of our site, such as our member pages, will be limited.

Pixel Tags

Like many websites, ForeclosureMagic.com may also use pixel tags, also known as use clear gifs, web beacons, or spotlight tags to help us better manage content on our site by informing us what content, advertising, and promotions are effective.  We may also implement pixel tags provided by other companies, for the same purpose. Pixel tags are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of Web users across specific pages.  In contrast to cookies, which are stored on a user’s computer hard drive, pixel tags are embedded on web pages and are about the size of the period at the end of this sentence.  We do not tie the information gathered by pixel tags to our customers’ personally identifiable information.

            Disclosure to Third Parties

We do not sell or rent any your personally identifiable information to any third parties without your consent or approval.  We do share your personally identifiable information with third parties in the limited circumstances described below, or with your permission or approval.

1.        We  may share information necessary to establish and maintain your membership.

2.        We may share information process payment for goods, services and any memberships provided to you. If and when you enter information on any site we may use to process payments, the collection and use of the information that you share with those sites will be subject to their respective privacy policies.

3.        We may share information to assist you in obtaining goods or services your request.

4.        We may share information to assist in making offers, promotions, goods and/or services from ForeclosureMagic and/or from third party(ies) that we believe may be of interest to you.

5.        We disclose information that we in good faith believe is appropriate to cooperate in law enforcement investigations of fraud or other illegal activity, and to conduct investigations of violations of our Terms of Use and/or our Affiliate Agreement.

6.        We disclose information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with an judicial proceeding, court order, subpoena, or legal process served on us.

7.        We may disclose information to your agent or legal representative such as a holder of a power of attorney that you granted, or a guardian appointed for you.

8.        As with any other businesses, it is possible that Cyweb Holdings Inc. or the ForeclosureMagic.com website in the future could merge with or be acquired by another company (either via stock transfer or asset sale). If such an acquisition or merger occurs, or in the unlikely event of bankruptcy, the successor company or other assign would have access to the information maintained by us, including account information of our members and affiliates, but it would continue to be bound by this Privacy Policy unless and until it is amended as described below.

9.        We may share information necessary to conduct their duties or functions with our employees or with those who are otherwise contracted to conduct customer service, technical support, affiliate support or other functions on our behalf. These service providers are subject to confidentiality agreements with us or are otherwise limited by law or by contract from using the information for secondary purposes beyond those limited ones for which the information is shared.

10.     We may share information to help us as to improve, modify or enhance this website and it’s operations.

11.     We may use non-identifying and aggregate information to share with, media, advertisers, other parties, and for public relations purposes. For example, we may tell an advertiser that X number of individuals visited a certain area on our website, or that Y number of individuals from Alabama and Z number of individuals from Florida filled out our registration form.

 

Communications from us

We use return email addresses to answer the email we receive. If you send us correspondence, including e-mails and faxes, we retain such information in the records of your account. We may also retain customer service correspondence and other correspondence from ForeclosureMagic.com to you. We retain these records in order to measure and improve our customer service, and to investigate potential fraud and violations of our Terms of Use and our Affiliate Agreement, and for other purposes. We may, over time, delete these records if permitted by law.

We communicate with members and affiliates on a regular basis via email to provide requested services and support. When you register for membership on our website or for our affiliate program, we may send you updates or other important information regarding your account. For example, we may send you confirmation email and registration expiration and renewal updates. We may also send your information related to changes to our policies, products or services.  Generally, you cannot not-opt out of these service communications. But they will be informational in nature rather than promotional.

If you join us as an affiliate (but not as a member), so long as you participate in our affiliate program, we may also use the information you provide about yourself or about your organization to communicate with you via email, mail, telephone or fax to reply to your inquiries, to provide you with requested products and services, to set up your affiliate account, and to contact you regarding new products, services, and promotions. Affiliates may not opt out of these communications.

Opt-out

We never use or share the personally identifiable information provided to us online in ways unrelated to the ones described in this statement without also providing you an opportunity to opt-out or otherwise prohibit such unrelated uses. If you join us a member, we may use your email to send you other types of communications that you can control, such as promotions, newsletters, and communications that advise you of new and/or related products, services, and offers. If, at any time, you prefer not to receive these emails, simply follow the unsubscribe/opt-out options at the bottom of the email to opt-out of any category of future non-service emails you wish. You should know however, that depending on what opt-out choices you select, your ability to maintain your membership and continue to obtain goods and services may be affected. The effective date of any opt-out action will be ten (10) business days following the date your opt-out request is received by us. Please contact us at privacy ForeclosureMagic.com should you have any problems changing your email preferences. 

 

Outside Websites

ForeclosureMagic.com may link to other websites (including, but not limited to, our payment processors, advertisers, business partners, and others we deem of interest to our users). ForeclosureMagic.com is not responsible for the privacy practices of other Web sites. We encourage you to view the privacy policies of all websites that you visit and use.

 

Our Commitment to Data Security

The security of your personal information is important to us.  To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. When you register and/or pay  for membership or to be an affiliate with us, we protect any information you enter using Verisign’s secure socket layer (SSL) encryption.   Furthermore, we physically restrict access to your personally identifiable information to employees and service providers on a need-to-know basis.

 

Our Commitment to Children's Privacy

Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our website from those we actually know are under 13, and no part of our website is structured to attract anyone under 13.

 

Changes to Our Privacy Policy

We may unilaterally amend or revise this policy over time as new features are added to our service or as we incorporate suggestions from our customers, so please review it frequently. If we change our privacy policy, we will post those changes to this privacy statement page (http://www.ForeclosureMagic.com/privacy-policy.aspx) and and to any other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.  If we make material changes to this policy, they will become effective thirty (30) days after we initially post them. Please check the ForeclosureMagic.com website at www.ForeclosureMagic.com for the most current version of our policy. You will know whether we have amended this Privacy Policy by checking the effective date of the policy. If you choose not to accept or do not agree to be bound by the terms of the revised or amended Privacy Policy, then you must opt out and terminate your ForeclosureMagic Membership before the effective date of the revised or amended Privacy Policy. Your failure to take advantage of the opt-out provisions prior to the effective date of any revised or amended Privacy Policy will constitute your agreement and approval to be bound by the respective revised or amended Privacy Policy after its effective date.

From time to time, we may use your information for new, unanticipated uses not previously disclosed in our Privacy Policy. Please note that if our information practices change at some time in the future, we will use only data collected from the time of the new policy amendment forward for those new purposes.

 

How You Can Correct Your Information

If you have a membership account with us, you can correct factual errors in your personally identifiable information by sending us an email request that credibly shows error at support@ForeclosureMagic.com. To protect your privacy and security, we will also take reasonable steps to verify your identity before granting access or making corrections.

If you have an affiliate program account with us, you may change your information by logging into your affiliate account, and clicking on “Change Your Information.”

 

How to Contact Us

Should you have other questions or concerns about these privacy policies, please send us an email at privacy@ForeclosureMagic.com, or write to us at:

Privacy Policy

ForeclosureMagic.com

70 Middle Neck Rd., Suite 5

Great Neck, NY 11021